Friday, June 6, 2025

Decoding Your Dollar: Essential Financial Statements for Studio Owners

 By your trusty Canadian bookkeeper at Beyond the Ink – where we read spreadsheets like tarot cards and balance books better than a fresh eyebrow piercing.


Hey there, ink slingers, piercers, and body mod mavens!

You know how to wield a tattoo machine like a wizard’s wand, place dermals with surgical precision, and somehow get a nervous first-timer to relax with nothing but a raised brow and a playlist of early 2000s emo bangers.

But financial statements? 😬 Those can feel scarier than tattooing your ex’s name on someone (again).

Fear not, because today we’re diving into the Big Three of studio finances. And I promise, you won’t need a CPA or a crystal ball—just a little patience, a cup of strong Canadian coffee, and maybe a few giggles.


1. The Income Statement (a.k.a. The Money Mood Ring)

Also known as the Profit & Loss statement (P&L if you’re fancy), this beauty tells you if you’re making money—or just making cool art while slowly bleeding cash.

It’s basically your studio’s story of:

  • Revenue (a.k.a. the sweet, sweet tattoo dollars)
  • Expenses (ink, rent, gloves, that life-size resin skull you "needed")
  • Net profit (the number that makes you smile or cry into your tax folder)

🧾 Real talk:
If your P&L says you made $100,000 but spent $98,000 on “shop snacks,” congratulations—you’re a snack dealer, not a profitable studio.


2. The Balance Sheet (a.k.a. What You Own vs. What You Owe)

Think of it like your studio’s dating profile for banks and lenders.

It shows:

  • Assets (cash, equipment, that couch in the waiting room that’s suspiciously comfy)
  • Liabilities (loans, credit card balances, your artist’s tab at the coffee shop)
  • Equity (what’s left after debts—a.k.a. your business’s actual worth)

💡Canadian Tip:
If your balance sheet looks like your studio owns less than it owes, that’s not great. It’s like saying, “Yeah, I own a Harley... but also owe six months of rent and a kidney.”


3. The Cash Flow Statement (a.k.a. Did That Client Actually Pay You?)

Because let’s face it: just saying you made money doesn’t mean it’s in your bank account.

Cash flow tells you:

  • Where your money is coming from (tattoos, piercings, merch, maybe that side hustle selling vintage tattoo flash)
  • Where it’s going (rent, payroll, bulk glove orders, tax remittances)
  • If you’re actually surviving—or living on hopes and back tattoos

🔁Fun Fact:
Studios can be profitable and broke. If all your cash is tied up in new equipment or unpaid invoices from that one guy who always says “next payday,” your cash flow will call you out.


Why You Should Care (Yes, Even You, Mr. “I’m Just a Vibes Guy”)

Because these statements aren’t just for taxes—they’re your studio’s heartbeat. They help you:

  • Spot slow months before they sucker-punch your bank account
  • Price your services properly (hint: $60 for a two-hour tattoo ain’t it)
  • Make smart decisions like when to hire, when to expand, or when to finally raise your rates (yes, it’s time)

And let’s be honest: you didn’t get into this business just to “get by.” You want to thrive. You want to afford the good ink and the even better vacation.


TL;DR for My ADHD Body Mod Family:

📊 Income Statement: Are you making money or just vibing?
📉 Balance Sheet: What’s your business really worth?
💵 Cash Flow Statement: Can you actually pay your bills (and yourself)?


Final Thoughts from Your Friendly Canadian Bookkeeper

Financial statements may not be as flashy as full-colour sleeves, but they are the foundation of your studio’s survival. They’re like the stencil before the tattoo—you skip them, and things get messy real quick.

Need help figuring out what the numbers mean? Want someone who won’t judge the glitter-covered receipt pile or your love of buying too many piercer chairs on sale?

I got you.

At Beyond the Ink, we believe your art should be wild—but your books should be boring (and accurate). Let’s decode your dollar and keep your cash flowing as smoothly as your line work.

💉📈📎
— Beyond the Ink, where art meets accounting, and neither involves regrets.

 

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